A few quick questions, plain-English answers — a loan officer will reach out within one business day. No credit pull, no obligation.
Download the 2-2-2 document checklist (PDF) →
The form takes about 3 minutes. After you submit, a vetted loan officer reaches out within one business day to review your options.
No. Starting your pre-qualification with PathIQ does not require a hard credit pull, so it won't affect your credit score.
Most borrowers follow the 2-2-2 rule: 2 years of tax returns, 2 years of W-2s (or 1099s), and your 2 most recent pay stubs, plus recent bank statements. Self-employed borrowers can often use 12-24 months of bank statements instead of tax returns.
PathIQ matches you across Conventional, FHA, DSCR/investor, portfolio, bank-statement, and commercial multifamily programs based on your income, credit, and the property.